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Revenuw Based Financing

Revenue-based or Receivable-based financing is an alternative form of business financing where a lender provides capital to a business in exchange for a percentage of the business’s future revenue. Unlike traditional loans that require fixed monthly payments, revenue-based financing adjusts repayment amounts based on the company’s actual revenue.

Benefits of a Revenue-based Financing

Flexible Repayment

flexible repayments

With revenue-based financing, the repayment amount is tied to the business’s revenue. When revenue is lower, the repayment amount decreases, which can provide relief during periods of lower cash flow. In contrast, traditional loans typically require fixed monthly payments regardless of the company’s revenue performance.



Since repayments are directly tied to revenue, businesses are not burdened with fixed monthly payments that might strain their cash flow during lean periods. This reduces the risk of default, providing more financial flexibility to manage other operational expenses.

Lower Interest Cost


Traditional loans often require collateral, which can be a significant barrier for businesses that might not have valuable assets to pledge. Revenue- based financing typically doesn’t require collateral, making it more accessible to businesses with limited assets.

Improving Cash Flow

easier approval process

Revenue-based financing has a more streamlined and faster approval process compared to traditional loans. Approvals are based on the business’s revenue history, growth, and cash flow rather than solely relying on credit scores and collateral.

Receive loans up to $5 million to fund your business

Flexible loan repayment terms up to 10 years!

Receive loans up to $5 million

Which product is right for your business?

Financial Product Business Term Loans Business Line of Credit Revenue Based Financing SBA Loans
What is it? Lump sum loan repaid over a fixed term with interest Revolving credit line with a maximum limit Cash advance based on future credit card sales Government-backed loan with favorable terms
Loan Amount Higher loan amounts available Lower credit limits Variable, based on sales Variable, can be high
Repayment structure Fixed monthly payments Minimum monthly payments Daily/weekly deductions Fixed or variable
Interest Rates Fixed or variable rates Variable rates Factor rates or fees Generally lower rates
Collateral Often requires collateral Can be secured or unsecured Not based on collateral Typically requires collateral
Credit Requirements Moderate to high credit score needed Moderate credit score needed Less emphasis on credit score Moderate credit score needed
Approved Speed Moderate to lengthy approval process Faster approval process Quick approval process Moderate approval process
Usage Flexibility Flexible use of funds Flexible use of funds Flexible use of funds Restricted use of funds
Term Length 1 to 5+ years Open-ended, renewable No fixed term Varies
Application Process Detailed application process Less complex application Simple application Lengthy application process
Fees Origination fees possible Annual fees possible High factor rates/fees Various fees involved
Government Backing Not government-backed Not government-backed Not government-backed Government guaranteed
Suitable for Large investments, specific projects Managing cash flow Immediate funding needs Startups, expansions

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