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Funding in 24 hours!
Finance your next investment property based on cash flow - not personal income.
A DSCR (Debt Service Coverage Ratio) loan is a type of real estate
investment loan that
qualifies borrowers based on the income generated by
the property—rather than personal
income or tax returns.
Instead of focusing on your personal financials, lenders evaluate
whether the rental income
from the property is sufficient to cover the loan
payments.
This makes DSCR loans an ideal solution for real estate investors,
especially those with
multiple properties or complex income structures.
Competitive terms tailored to your investment strategy
$100,000 to $5,000,000+
Single-family, multi-family, condos, short-term rentals
30-year fixed and interest-only options available
Typically 1.0x and above (varies by lender)
Individuals and LLCs
Purchase and refinance options available
A simple, transparent 3-step process to get your funding.
Submit your basic property and investment details
We match you with DSCR loan options from our network
Review terms and select the best fit
Move to underwriting and closing with lender
Funderial is a trusted marketplace for business and real estate financing, helping clients access a wide range of competitive funding solutions.
Through our network of lending partners—including specialists in DSCR and investment property loans—we help you:
We take a white-glove approach to ensure every deal is structured properly and aligned with your long-term goals.
Whether you’re acquiring your first rental property or expanding a large portfolio, our team can help you find the right financing solution. Submit your information to get matched with DSCR loan options today.